Everyone’s biggest concerns while paying online is security. But how do you prevent yourself from being digitally robbed when hackers are smart enough to hack into accounts of some of the richest people in the world.
Here are quick hacks that you should follow every time you make payments online to prevent yourself from getting in on the ‘hackers list’:
#1. Be careful which apps you give access too:
There are many fake apps designed in such a way that they seem legit. Whenever you install apps you are asked if they can access your contacts, camera, messages, location etc. They may even ask you to login with your gmail account or Facebook account. Giving permission to such apps could sometimes lead to your accounts being hacked or your information being sold or they could even install a screen recorder on your phone. That’s why always look up app reviews to check if they are fake or genuine.
#2. Consider how you pay:
For paying online you could choose one of the many options available: credit/debit card, cash on delivery or even digital wallets. COD is obviously the safest option but sometimes they have an extra charge for that. To avoid paying this fee you’d use your credit/debit card. But the safer option for this is using digital wallets. That’s because you don’t need to enter any bank or card details. Simply by typing in an OTP your payment will go through.
#3. Do a background check:
Before booking or buying anything online make sure you do your research. Check 100 reviews online to see whether the product/service is genuine. On sites like Amazon only buy Amazon verified products. If an offer sounds too good to be true it is very likely that its a scam. So don’t type your card information here.
#4. Browse the internet through safe sites:
While browsing the internet some URLs might begin with the letters “http”. But addresses should begin with “https” because the “s” at the end indicates that that all communications between your browser and the website are encrypted.
P.S: Don’t miss out the lock icon before the ‘https://’ this further assures you of a secure connection. And use only private secure wifi’s while making online transactions.
#4. Guard your password:
When it comes to passwords a strong unique password isn’t enough. You should also be careful of other smaller things like saving passwords on your laptop or phone. This surely saves time but it can lead to hacking. If any other user is using your computer they can easily access your accounts.
#5. Enable Mobile notifications:
Enable this now, if you haven’t already because these notifications alert you of all transactions made from your account. Not only this, even unsuccessful login attempts to your net-banking account will be sent to you via sms.
#6. Don’t trust emailers:
Visit your bank site by typing in the bank URL yourself. Don’t use an emailer link that redirects you to your bank website or any other third party website. A bank will never ask you to for your login details to your account.
If you can think of any other quick hacks to protect you digitally, comment to let us know and we will add it to this list!